DigFin (Digital Finance) is a fintech startup that aims to enhance digitalisation of the financial industry. Our first product is a digital mortgage agent that facilitates online mortgage applications, allowing clients to save time and banks to cut operating costs.


Up-to-date information

• Explains mortgage application process

• Calculates maximum mortgage

Mortgage offers

• Shows current interest rates from all banks

• Calculates monthly instalments

Mortgage application

• Helps client fill in a generic application

• Shows bespoke mortgage offers

Communication with banks

• Sends digital application to selected banks

• Informs client about application progress


Our cients
  • Save time – no need to go anywhere
  • Apply for a mortgage online via their phone
  • Track the application`s progress in real time
  • Gain new customers via digital channels
  • Save on operational costs with digital processing
  • Achieve better customer satisfaction
Additional services related to mortgage

• property and credit insurance
• Risk assessment (using PSD2)
• Real estate appraisal (using ML)
• Real estate offers (using VR)

More financial services

• Consumer loans
• Insurance
• Investments
• Crypto currencies

Expansion abroad

• Slovakia (now)
• Czechia (next)
• European Union
• World


We are four enthusiastic founders with 20+ years of experience in economic research, data analysis and software development for banks .Currently, we have five additional employees that help us with building our product: a front-end developer, a graphic designer, a marketing specialist, a lawyer and an administrative officer.
Tibor Zavadil –  founder & CEO

economist (PhD), researcher (ECB),

data scientist (ML & AI)