Oper

Digital Mortgages, Made Easy.Our out-of-the-box solution digitizes your business so you can increase sales and customer satisfaction.

Client
Oper
Date
2022
Services
Digital Mortgages

How it works

Loan Request

Account Creation

Automated email invitations are sent to clients, allowing them to create an account, manage appointments, and apply for mortgages from their mobile or desktop device.

Affordability Questionnaire

Clients complete a borrower profile and loan request, providing a better understanding of their needs and financial position.

Decision in Principle

Provide clients with an estimated mortgage rate and loan amount through our configurable product recommendations

Loan Request

Account Creation

Automated email invitations are sent to clients, allowing them to create an account, manage appointments, and apply for mortgages from their mobile or desktop device.

Affordability Questionnaire

Clients complete a borrower profile and loan request, providing a better understanding of their needs and financial position.

Decision in Principle

Provide clients with an estimated mortgage rate and loan amount through our configurable product recommendations

Close the Mortgage

Manage your Sales Funnel

Track the status of leads and clients with built-in prioritization functionality through the agent portal

Digitally Close the Mortgage

Once the application is finalized and approved, clients can sign and close their mortgage digitally through the client portal

Funnel Analytics

Easily monitor the performance of your sales efforts and identify areas for improvement

FAQs

How secure is Oper?

Oper offers bank-grade data security through a private, secured cloud environment. Our security systems are routinely tested by a 3rd party security firm to ensure all customer data is handled safely and in compliance with GDPR.

How does Oper provide pricing and product recommendations?

For the majority of countries we are active in Oper sources the different pricing tables through integrations with lenders. This pricing data, combined with the loan application information is used to provide the broker with tailored product recommendations for each client.

Which integrations does Oper offer?

Our open API architecture also makes it easy to integrate into your existing systems and that of your partners (e.g. lenders). Oper also offers a variety of standard integrations including Office 365, Twilio, Contract.fit, Hubspot, Salesforce, and Metabase.

Which geographies does Oper operate in?

We currently have clients across Belgium, Austria, Switzerland, and the UK but are continuing to onboard new brokers throughout Europe. Language options on Oper’s broker and customer portals are also fully configurable to assist clients across Europe.