It’s all in the data

Ondřej Knot, Dateio CEO & Co-founder

DATEIO - The power of payment data. Unlocked.

Dateio was founded in 2013 and to this day, the founders still believe that data is the holy grail and that the future belongs to digital. The analysis of transaction data and their usage for product innovation is the foundation for a successful retail business.

Dateio offers two products, MAG.IC by Dateio and TapiX by Dateio.

MAG.IC by Dateio

Card-linked Marketing Platform

MAG.IC by Dateio is a card-linked marketing platform. that connects retailer offers with end consumers through the mobile banking app of the participating bank.

Consumers find offers in the mobile banking app. They just need to activate an offer and make a purchase. The award is credited automatically to their bank account.

MAG.IC by Dateio

Banks are able to increase client’s engagement with the mobile banking application and stimulate the use of payments cards.

Retailers are able to precisely target new customers, increase the frequency of purchase and the overall market share.

We cooperate with over 300 retail partners such as:

Albert, Globus, Adidas, Leifheit, Karcher,, Yves Rocher, Alza, Datart and others.

The partners can use different mechanics to attract
new customers and engage existing ones.

Gifts + Vouchers
1-Tap Loyalty
MAG.IC by Dateio is currently
implemented with 11 banks in 4 countries
Partnered banking institutions:
  • UniCredit Bank, Česká spořitelna, Air Bank
  •, poštová banka, Slovenská sporiteľňa, Tatra banka, UniCredit Bank
  • Banca Comercială Română, UniCredit Bank Romania
  • Erste Bank Hungary

MAG.IC by Dateio

Dateio’s API-based service

Payment Data Enrichment API

Dateio’s API-based service that enriches payment data in real time and returns precise information about transaction identification.

TapiX supports both card payments and bank transfers with the ability to enrich either full bank data or any open banking data such as PSD2.

Payment Data Enrichment API

Benefits of Enriched Payment Data

Intuitive user-interface

with a modern design for exciting internet /mobile banking use cases

Reduced operating costs

and increased efficiency of data enrichment with no need of maintenance from internal team

Advanced data analytics

to know your clients, personalisation, segmentation and risk models improvement

Personal Finance Management

giving your clients control over their finances

Benefits of Enriched Payment Data
TapiX offers accurate merchant name, logo, GPS, categorization, subscription recognition, URL, Google Place ID, sustainability tags and CO2 footprint
Benefits of Enriched Payment Data before
Benefits of Enriched Payment Data after

580 million transactions enriched monthly, covering Europe,
MENA & US region with less than 1 complaint per 6 million transactions.

Partnered financial institutions:

Banks: Erste group, Raiffeisen Bank, Unicredit Bank, Arab Bank, Air Bank, EquaBank, Tatra banka

FinTechs: W1tty, 365, Twisto, YAP, bunq, Bitpanda

Business banking: Fidoo, Anna Money