It’s all in the data
Ondřej Knot, Dateio CEO & Co-founder
Dateio was founded in 2013 and to this day, the founders still believe that data is the holy grail and that the future belongs to digital. The analysis of transaction data and their usage for product innovation is the foundation for a successful retail business.
Dateio offers two products, MAG.IC by Dateio and TapiX by Dateio.
Card-linked Marketing Platform
MAG.IC by Dateio is a card-linked marketing platform. that connects retailer offers with end consumers through the mobile banking app of the participating bank.
Consumers find offers in the mobile banking app. They just need to activate an offer and make a purchase. The award is credited automatically to their bank account.
Banks are able to increase client’s engagement with the mobile banking application and stimulate the use of payments cards.
Retailers are able to precisely target new customers, increase the frequency of purchase and the overall market share.
We cooperate with over 300 retail partners such as:
Albert, Globus, Adidas, Leifheit, Karcher, Booking.com, Yves Rocher, Alza, Datart and others.
The partners can use different mechanics to attract
new customers and engage existing ones.
MAG.IC by Dateio is currently
implemented with 11 banks in 4 countries
Partnered banking institutions:
- UniCredit Bank, Česká spořitelna, Air Bank
- 365.bank, poštová banka, Slovenská sporiteľňa, Tatra banka, UniCredit Bank
- Banca Comercială Română, UniCredit Bank Romania
- Erste Bank Hungary
Payment Data Enrichment API
Dateio’s API-based service that enriches payment data in real time and returns precise information about transaction identification.
TapiX supports both card payments and bank transfers with the ability to enrich either full bank data or any open banking data such as PSD2.
Benefits of Enriched Payment Data
Intuitive user-interface
with a modern design for exciting internet /mobile banking use cases
Reduced operating costs
and increased efficiency of data enrichment with no need of maintenance from internal team
Advanced data analytics
to know your clients, personalisation, segmentation and risk models improvement
Personal Finance Management
giving your clients control over their finances
TapiX offers accurate merchant name, logo, GPS, categorization, subscription recognition, URL, Google Place ID, sustainability tags and CO2 footprint
580 million transactions enriched monthly, covering Europe,
MENA & US region with less than 1 complaint per 6 million transactions.
Partnered financial institutions:
Banks: Erste group, Raiffeisen Bank, Unicredit Bank, Arab Bank, Air Bank, EquaBank, Tatra banka
FinTechs: W1tty, 365, Twisto, YAP, bunq, Bitpanda
Business banking: Fidoo, Anna Money